As the PSD2 directive required all banks to make their APIs accessible to third parties, ING reached out to Flock. to take care of the technical side of the project.
Quite logically, the strict security certificates and protocols make setting up a connection with the bank particularly tiresome for developers. Therefore our main goal was to ensure the process was as smooth and as straightforward as possible.
“Our team maintains the open banking portal for ING and provides support in case of any problems getting connected. ”
Flock. built a user-friendly portal (developer.ing.com) giving third party developers access to all they needed to set up a secure connection with either PSD2 or Open Banking APIs, the latter being a spin-off of the original PSD2 interfaces. Our team maintains the open banking portal for ING and provides support in case its users experience any problems getting connected.
Our goal - and the customer’s requirement at the same time - is to make the whole process as frictionless as possible. To achieve that, in close cooperation with the customer, we constantly monitor, enhance and add new features to the developer portal (e.g. FAQ, “Get Started” guide, a Command Line Interface and a Software Development Kit).
The portal has been built with Web Components. For various tooling and our own API’s, however, we’ll be relying on Java, Kotlin or any other technology ING and the team deems fit for the job.
ING’s Open Banking Platform is still in its infancy but growing steadily. As it gains popularity, new features such as monetisation models, billing and even more support options could become part of the portfolio.